The Beratung Advisors blog page is used by our advisors to write about different topics including personal interests. Each advisor will share when the update their blog on their respective LinkedIn page.
Originally Posted 05/17/2021 A lot of advisors want to know what base assumptions our teams uses in eMoney Advisor Advanced Planning. I have taught this many time in trainings but here is it is in list form to help empower you to do...
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Thursday, November 18, 2021
10 Lessons I learned from my Dad My father was called home to be with God 10 years ago on Thanksgiving Day, November 24th, 2011. Today would have been his 73rd birthday. There is not a day that goes by that I do not think of my dad. In...
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What Can My Taxes Tell Me About My Retirement Contributions? When the calendar turns over to a new year, there is a lot going on for most of us both personally and professionally. Usually, a big concern is when will your tax documents...
Read MoreThere are a few exercises I believe everyone should do in life to discover their calling and create a compass to guide their life. They are: Discover and Declare Your Why Define your Core Values Create your Mission Statement Create...
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There are a few exercises I believe everyone should do in life to discover their calling and create a compass to guide their life. They are: Discover and declare Your Why Define your Core Values Create your Mission Statement Create...
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Originally Published 03/17/2021 Ted Lasso is that feel good comedy we need more of on television. It makes you laugh which is good for your soul, but the writing and story line are good enough to entertain you and stimulate your brain....
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There are a few exercises I believe everyone should do in life to discover their calling and create a compass to guide their life. They are: Discover and declare Your Why Define your Core Values Create your Mission Statement Create...
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Originally Published 11/24/2020 You may be looking to upgrade your video equipment with Black Friday and Cyber Monday deals. To help you out, I am sharing what we have learned over the past 18 months of starting video content...
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9 Lessons I learned from my Dad My father was called home to be with God 9 years ago on Thanksgiving Day, November 24th, 2011. Today would have been his 72nd birthday. There is not a day that goes by that I do not think of my dad. In...
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Knock, Knock! It’s the "Backdoor" Roth IRA In my year end planning with clients there is a topic that is discussed often, IRA contributions. Should they contribute to their Traditional IRA, should they contribute to their Roth...
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Originally Published 11/13/2020 It is almost impossible to turn on the TV or listen to the radio and not see or hear an ad for auto insurance. Just about all of us have an auto policy, but do we really know what should be in the...
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Collision Coverage and What Car You Drive This is the most expensive part of the policy. The insurance company knows that they are the ones paying the bulk of the cost for major repairs or vehicle replacement if you have an accident....
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5 Investment Themes of a Biden Presidency The Associated Press has declared Joe Biden the winner of the 2020 election and expected to become our 46th President in January. This means a new administration that will take different...
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Originally Published 11/06/2020 We find that umbrella insurance is one of the most overlooked, least known insurance policies from clients we work with. They know about basics of home, auto, life and disability policies but not...
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Why is my home and auto insurance important? We often find that most clients neglect the role their home and auto insurance play in their financial plan. In this post I will discuss some of the basics and their importance to your...
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The “Questions” we are getting Just as in 2016 we are fielding many questions about the elections. The questions come in the form of the following statements. “If Joe Biden is elected the great American experiment...
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Given the current historic low interest rates, we are getting these three questions a lot Should I be refinancing my mortgage right now? Can I refinance my mortgage right now? Is a mortgage my only option to refinance? In this post I...
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News hit recently that the Dow Jones Industrial Average has made changes to its lineup of stocks for the first time since 2018. The popular stock market index moved 3 companies out (ExxonMobil, Pfizer, & Raytheon Technologies) and...
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During volatile times in the markets, there tends to be very little room for optimism. Many people have seen their investment portfolios decrease in value. This can lead investors to feel considerable emotions and prompt them to make...
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On Friday, the President signed into law the largest relief stimulus package ever; the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). The CARES Act offers over $2 trillion of stimulus to the people, businesses and the...
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Everyone that knows me knows that I love salad. Here’s a very easy, hearty superfood salad that I made: Makes 2 meal sized portions: 2 Red beets (peeled and chopped ½ in) – keep the greens 1 Sweet potato (peeled and...
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Monday, March 23, 2020
During these kind of times in the markets there can be very little room for optimism. People are seeing their accounts lose value day after day and feel that there is nothing that can be done to benefit them. Well, if you make the...
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I wanted to take some time to reflect on the week that was March 15th-21st, 2020. I think the phrase "what a long year this week has been," summarizes the sentiment and feeling of this long, long week. It does feel like the past week...
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Over the last 3 weeks we have seen people show a lot of concern over the continuing coronavirus pandemic. This concern has bled over to the financial markets. Over the recent weeks all of the major US market indexes, the Dow Jones...
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As a lot of businesses are moving their employees to a remote work environment because of the Coronavirus, I wanted to share some quick tips for working from home. Dress for Work It can be tempting to roll out of bed in your PJs and...
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Originally Published 03/18/2020 My good friend and leadership consultant, Doug Smith always says “we were not meant to life alone!” I completely agree. I believe as humans we are designed by God to do life together. We all...
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Originally Published 03/16/2020 Most of us have heard that we should “buy low and sell high” and “stay the course” during market downturns. However, like most things, it’s easier said than done. The...
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Originally Published 03/16/2020 Our country has been through many difficult times including the World War I, Great Depression, World War 2, Stagflation and oil shortages of the 70s, The Cold War, the 9/11 terrorist attacks, the Global...
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Right now, a lot of people are scared in the United States because of the Coronavirus, which is spreading, and we're getting news alerts every day of the details of it spreading. Just recently, we learned the state of New York has...
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With the new paradigm of working from home and isolation due to the Coronavirus you might be looking for some ideas of what to do. One of the ideas to get your mind away from the stress and fears of the time is to binge watch a new...
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Originally published 03/06/2020 Congress has passed the SECURE Act as part of the Federal government spending bill and the President has signed it into law as of December 20th 2019, with most provisions going into effect January 1st...
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Tuesday, March 3, 2020
If you have paid attention to the news over the past few weeks, you may have noticed there has been quite a bit of attention paid to the disease COVID-19, otherwise called the Coronavirus. So, what is this thing? Research has shown...
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Originally Published 02/18/2020 There are certain questions Financial Professionals are asked quite frequently by clients, family, friends, or just the person we struck up a conversation with at the grocery store. Most of the time the...
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Originally Published on 01/14/2020 In the media today, you are often inundated with information about firms offering financial services. The messages you see may typically be focused on management of assets or focused on helping to...
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Originally Published on 12/18/2019 According to multiple news outlets, Congress looks set to pass the first major piece of retirement legislation in a decade this week, the SECURE Act. Secure is an acronym that stands for Setting Every...
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Give more money to the charities you care about with this tip! It is Christmas season at Beratung, and with that Christmas season, it gets us thinking about one of our core values, Charitable. It is not only a core value for us, but...
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Have you ever gotten your credit card bill in December or January after Holiday shopping and say: “What happened?” I’d like to share with you tips to help you avoid the January guilt and frustration. Below are the...
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Originally Published on 10/23/2019 It’s Spring! I get excited every spring to start getting plants into my veggie garden. This year I’ve decided to take on a garden expansion. I wanted a few extra beds for veggies, but also...
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